Lowball Settlement Offers and Your Car Accident Claim

If you’ve been in a Los Angeles car accident and are handling your auto accident claim directly with the insurance company, you likely understand just how challenging this can be. Generally speaking, insurance companies, even your own, are not interested in paying out millions of dollars in settlement fees – doing so affects their bottom…
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Head on Collision
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Lowball Settlement Offers and Your Car Accident Claim

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If you’ve been in a Los Angeles car accident and are handling your auto accident claim directly with the insurance company, you likely understand just how challenging this can be. Generally speaking, insurance companies, even your own, are not interested in paying out millions of dollars in settlement fees – doing so affects their bottom line!

While there are many known tactics insurance company use in order to delay on paying out on a claim (read more about them here), in some catastrophic accident cases, the facts are so serious that the insurance company knows it won’t be able to get away with denying the claim completely. Instead, it will try to offer a quick settlement in the hopes that the auto accident victim takes the carrot and decides not to pursue greater financial compensation in court or in mediation down the road.

Quick Money

Getting your money fast sounds great, right? Unfortunately, as many car accident victims can attest, these initial settlement offers are generally well below what you really deserve. Insurance companies expect negotiation and start with a lowball offer. Some claimants, whether out of desperation or lack of knowledge of the process, accept this first offer and never receive the full compensation owed to them.

It is important to note that in most cases, this lowball settlement offer from the insurance company is predatory. In many cases, these offers come long before you have finished your medical treatment, therapy, etc... As a result, you do not have a full comprehension of what the road to recovery will cost you, how long you may be out of work, or whether the injury will affect you permanently in some way. By accepting the first offer tossed your way, you sign away your right to pursue compensation for this accident in the future. If it turns out that you need surgery, or if you never recover to such a degree that you can return to the job you had before the accident – none of that matters. You will not be able to reopen your claim, no matter how much your injuries will cost you.

Potential Financial Recovery

Individuals who are injured in a California car accident may be entitled to recover the following compensatory damages:

  • Economic: This refers to money the victim has lost or will lose in the future because of the accident, such as medical bills and lost wages.
  • Non-economic: This refers to physical and emotional distress.

Additional damages may include punitive damages. Punitive damages intend to punish the liable party for excessive negligence or recklessness.

For a free, no obligation consultation about your potential car accident case, and to discuss your legal rights when dealing with a reluctant insurance company, contact the experienced Los Angeles accident lawyers at Ghozland Law Firm today.

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We Have Over 40 Years Experience in Employment & Personal Injury Law

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Our employment & personal injury attorneys recognize that the individuals we work with are typically going through overwhelming and stressful times in their lives. When an individual hires us, we strive to provide the client with the strong legal representation and effective counsel they need to receive fair and just compensation. Our experienced attorneys are dedicated to helping our clients in their time of need. Our employment & personal injury team is comprised of well-respected lawyers who have been involved in several multi-million dollar settlements, earning us membership in the Million Dollar Advocates Forum®. This further demonstrates our ability to take on complex accident cases.

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After getting being a victim of a hit and run I decided it would be a good idea to look up an injury lawyer. One of my friends suggested me Ghozland Law Firm I gave them a call. Jasmine Jackson was in charge of my case and she did an amazing job helping me through all the...

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I was involved in a motorcycle and 3 car crash that was caused by some guy with a suspended license and no insurance. This law firm saved my life- literally. Insurance was refusing to help cover anything but my car damage and 3 chiropractor visits. It ended up that I had...

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I will only refer my friends and family to MICHAEL Ghozland law firm. He settle my case for good amount and I went to good doctors. This is excellent lawyer. Call him if you need help with accidents.

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They have been super helpful and on top of my case. Everyone that I have dealt with at this law firm have taken the and been patient with answering all of my questions and concerns. I highly recommend this law firm.

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They did good by me and my kids Got my car fixed and hooked my kids up!! Thanks jasmine.

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I would like to say what a Awesome Law Firm. I Highly recommend GLF to my family and friends and everyone else. I had a unique case and they worked very hard for me and came THRU. Again thank you for always answering my calls and questions. Special thanks to Mike Ghozland.

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Very professional, excellent lawyers, thanks to them they were able to fix my car 🚗 and win my case, many thanks to Jazmín and Maira, very kind and patient. I highly recommend them. 😊

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I was involved in an automobile accident 6 months ago, I didn’t know where to turn. A friend recommended me to Michael Ghozland, I don’t regret it. Michael got me the compensation I deserved, will definitely recommended him to all my family and friends.

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Ghozland Law Firm is the law firm I can trust. Excellent attorney, very professional. I highly recommend everyone to this law firm. I'm am completely satisfied with service provided.

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A friend of mine referred me to Michael after I was in a car accident. It was a complicated case that involved several cars. I mostly communicated with Jasmine, who was so kind and helpful. We were immediately able to get medical care and time off from work. They even sent...

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I was hit by a car on freeway which involved four cars and seven injured people. After trying an attorney who didn't return any of my emails and phone calls, I was referred to Ghozland Law Firm by my co-worker. They were such a great team. Very professional and reliable...

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First time having to need a personal injury attorney. Jasmine and the Ghozland law firm team made it stress free and hassle free. We got a great settlement and I got the treatments I needed. Professional service. I highly recommend them.

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Amazing, Professional and Honest. The Ghozland Law firm has showed me why I made the right choice. Jasmine was helpful every step of the way to make sure that my case went smooth as possible. They handled everything since day one and did not stop until I was satisfied. Thanks...

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The Ghozland Law Firm, have done an amazing job, having this to be my first mayor accident they were attentive, helpful and always trying to make it easy as possible. Everyone that works at the firm has been friendly. In addition thank you to Jasmine J. And Michael for all...

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Everyone knows when you are in a car accident your life is frazzled and you don't know who to trust or what to do in this situation. The first thing that impressed me with the Ghozland Law Firm is they sent one of their staff out to my house to help me. It took 3 years to...

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Very professional, Michael and Nathan helped me out when I was in a major accident, I needed physical therapy. No more than six months later I was in another accident that aggravated my prior injuries. Non the less the driver was uninsured. I turned to the Ghozland firm...

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With over 40 years of experience, we have handled many slip and fall cases. I can provide you with the caliber of legal services that is normally available only to large companies, due to my experience in large-scale litigation that has resulted in awards of millions of dollars on many occasions. In 2014, Michael Ghozland was named “Street Fighter of the Year” by Consumer Attorneys of California in 2014. Because of my outstanding trial record, winning your case will probably mean obtaining a private settlement, with no need to ever step into a courtroom. Insurance companies know my reputation, and most of them would rather settle than face me in a slip and fall lawsuit.