Despite Your Payment of Premiums, Car Insurance Companies are Not on Your Side
While this may be surprising news, it’s important for all drivers to consider: your insurance company is not on your side. From the moment you sign your contract with them, their objectives directly oppose yours. In the case of an auto accident, you want to recover the full amount of money you’re entitled to. The insurance company wants to hold onto every possible dollar - they’re in the business of making money, after all.
Almost 30% of people – not just car accident victims, but individuals across a range of demographic data and life experiences – reported that they had been taken advantage of by an insurance company. And in the case of an auto accident, this feeling can start immediately.
If Your Claim Is Denied
If you are in a serious car accident and there is some question about fault, your insurance company may be quick to pile on all the blame on you. What do you do when an insurance company denies your claim? Despite what the insurance company wants you to do, do not give up.
According to the American Association for Justice, it’s a common practice for insurers to intentionally send claimants the wrong forms just so they can deny the claim. Continue to insist that the insurer assist you in getting the correct forms, or better yet, pass the burden off to an injury attorney who will expertly handle this matter for you, leaving you to focus on your recovery.
This is where the assistance of a skilled and experienced accident attorney could be helpful. In order to succeed in obtaining the financial compensation you deserve, you will need to be persistent and stay on top of the insurance company. If you are dealing with injuries and related therapies, you likely don’t have the time or energy to be the “squeaky wheel” and keep bugging the insurance company. The right car accident attorney can be your advocate.
Most car accident victims aren’t experienced in the personal injury claims process, and insurance companies tend to take advantage of this. When a persistent lawyer steps in, it becomes a lot harder for the insurance company to get away with this kind of unfair behavior. A good lawyer will demand that insurers treat their clients fairly and call them on any actions that constitute bad faith to policyholders or unlawful treatment of claimants.
For a free, no obligation consultation about your car accident claim, contact the experienced lawyers at Ghozland Law Firm today.