California Motorcycle Insurance Laws

California law requires that all registered vehicles, including motorcycles, have insurance. The DMV states that “this is to help ensure that drivers and riders are able to pay for damages or injuries they may cause to others in an accident.” If you or a loved one is injured in a motorcycle accident, you have the…
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California Motorcycle Insurance Laws

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California law requires that all registered vehicles, including motorcycles, have insurance. The DMV states that "this is to help ensure that drivers and riders are able to pay for damages or injuries they may cause to others in an accident." If you or a loved one is injured in a motorcycle accident, you have the legal right to seek financial compensation from the person who caused the accident.

Liability insurance

In order to abide by California law, your motorcycle insurance policy must have liability insurance coverage. This is in case you cause an accident. In other words, liability insurance coverage pays for the property damage and bodily injury your negligence results in for others. Here are the minimum liability coverage limits required by California:

  • $15,000 for injury/death to one person
  • $30,000 for total injury/death if multiple people are hurt in the accident.
  • $5,000 for damage to property

Motorcycle insurance facts

California is full of surprises — and this includes facts relating motorcycle insurance.

  1. You need to have proof of insurance on you when riding your motorcycle. A motorcyclist must always carry their insurance card on their person or in a compartment on the bike.
  2. Typical motorcycle insurance does not cover customized bikes. Talk to your insurance company about getting coverage for customized motorcycles.
  3. The law does not require you to have insurance for a dirt bike. However, protecting your bike and yourself is never a bad idea.
  4. Your motorcycle can be impounded if you are caught riding without insurance. What's more, the authorities won’t release your motorcycle until you do in fact obtain the required insurance for it.
  5. If you are injured in a motorcycle crash and you don’t have motorcycle insurance, you cannot recover non-economic damages. These damages include pain and suffering, disability or disfigurement, and loss of consortium (i.e., the ability to have or enjoy sex).

Motorcycle riding can be a thrilling experience, especially when you are winding in and out of LA traffic. Unfortunately, motorcyclists are also at risk for being injured in auto accidents. If you or a loved one was injured in a motorcycle that was not your fault, know that California law and the experienced accident attorneys at Ghozland Law Firm are on your side. Contact them today for a free consultation.

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Our employment & personal injury attorneys recognize that the individuals we work with are typically going through overwhelming and stressful times in their lives. When an individual hires us, we strive to provide the client with the strong legal representation and effective counsel they need to receive fair and just compensation. Our experienced attorneys are dedicated to helping our clients in their time of need. Our employment & personal injury team is comprised of well-respected lawyers who have been involved in several multi-million dollar settlements, earning us membership in the Million Dollar Advocates Forum®. This further demonstrates our ability to take on complex accident cases.

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I was involved in a motorcycle and 3 car crash that was caused by some guy with a suspended license and no insurance. This law firm saved my life- literally. Insurance was refusing to help cover anything but my car damage and 3 chiropractor visits. It ended up that I had...

Isabella Dino

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I would like to say what a Awesome Law Firm. I Highly recommend GLF to my family and friends and everyone else. I had a unique case and they worked very hard for me and came THRU. Again thank you for always answering my calls and questions. Special thanks to Mike Ghozland.

Alex Espinosa

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Good firm that takes care of their clients. I highly recommend them if you need a lawyer. They will treat you like family

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After getting being a victim of a hit and run I decided it would be a good idea to look up an injury lawyer. One of my friends suggested me Ghozland Law Firm I gave them a call. Jasmine Jackson was in charge of my case and she did an amazing job helping me through all the...

Tina B. Connors

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Michael is absolutely amazing, and I could not be more grateful for everything that he did for me. He is kind, attentive, truly cares about the client, and perhaps most importantly he is extremely knowledgable when it comes to the world of Personal Injury. There are a lot of...

Maya Frank

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I definitely recommend Ghozland Law firm. I have been a Client for yrs. Michael is extremely patient, cares for his clients, and very good with communicating and Jasmine is the best She goes above and beyond. She is so attentive and caring. She’s the Goat.

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Wow. This past year was a rough year for me. I was hit by a car while riding my bicycle back in June and then was laid off in November. But Jasmine Jackson, Cory Hernandez and the rest of the team at the Ghozland Law Firm really turned that around for me. Within a day after...

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They have been super helpful and on top of my case. Everyone that I have dealt with at this law firm have taken the and been patient with answering all of my questions and concerns. I highly recommend this law firm.

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Everyone knows when you are in a car accident your life is frazzled and you don't know who to trust or what to do in this situation. The first thing that impressed me with the Ghozland Law Firm is they sent one of their staff out to my house to help me. It took 3 years to...

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First time having to need a personal injury attorney. Jasmine and the Ghozland law firm team made it stress free and hassle free. We got a great settlement and I got the treatments I needed. Professional service. I highly recommend them.

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Amazing, Professional and Honest. The Ghozland Law firm has showed me why I made the right choice. Jasmine was helpful every step of the way to make sure that my case went smooth as possible. They handled everything since day one and did not stop until I was satisfied. Thanks...

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Jasmine J. And Michael have been amazing. From the date of my accident till today's date they have been by my side every step of the way. I am happy to say that i can refer them to friends and family and have faith that they will take care of other clients just as well as...

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Michael, Jaime, and Jasmine are AMAZING!!! They are GREAT people. They go above and beyond! From the first call I felt that their main concern was to help me recover from my accident. They were very friendly, professional and caring throughout the entire process...

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A friend of mine referred me to Michael after I was in a car accident. It was a complicated case that involved several cars. I mostly communicated with Jasmine, who was so kind and helpful. We were immediately able to get medical care and time off from work. They even sent...

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I sent a client to Michael and Nathan and cannot express how simple the process was and my client was so happy. It is the only law firm I have ever been able to get ahold of the attorneys directly and cannot explain how great it is to be able to have that service!

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I was in a car accident and called the Ghozland Law Firm. Great experience they made everything smooth for me very stress free, Jasmine is awesome she helped me with all the questions I had and was very helpful. Thank you guys for everything you have a great team. Thanks...

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With over 40 years of experience, we have handled many slip and fall cases. I can provide you with the caliber of legal services that is normally available only to large companies, due to my experience in large-scale litigation that has resulted in awards of millions of dollars on many occasions. In 2014, Michael Ghozland was named “Street Fighter of the Year” by Consumer Attorneys of California in 2014. Because of my outstanding trial record, winning your case will probably mean obtaining a private settlement, with no need to ever step into a courtroom. Insurance companies know my reputation, and most of them would rather settle than face me in a slip and fall lawsuit.