At-Fault Driver Doesn't Have Car Insurance. Now What?

Being involved in California car accident is scary enough, but it can be even more worrisome when you find out the at-fault party doesn’t have car insurance. You’re hurt. Your car is damaged. Now what? Consider these options to make sure that you get the care that you need and that your legal rights are…
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At-Fault Driver Doesn't Have Car Insurance. Now What?

highly recommended personal injury attorneys in los angeles

Being involved in California car accident is scary enough, but it can be even more worrisome when you find out the at-fault party doesn't have car insurance. You’re hurt. Your car is damaged. Now what? Consider these options to make sure that you get the care that you need and that your legal rights are protected.

Look at Your Car Insurance Policy

If you have collision coverage, medical payments, or uninsured motorist coverage, you’ll be able to get some of the help that you need right away. 

  • With collision coverage, your insurance company fixes your vehicle even when someone else is at fault if you pay your deductible.
  • With medical payments, your insurance company provides payments for you and / or your passengers to get medical treatment for the car accident. There’s usually a dollar limit. 
  • With uninsured motorist coverage, you get additional payments made toward your medical expenses (additional if you also have medical payments; otherwise, this portion of your insurance will still pay for part of your medical expenses). Uninsured motorist coverage may also cover part of your lost wages if you’re not able to work after the car accident. 

Use Your Health Insurance Policy for Medical Care That You Need

If you have health insurance, you could rely on the coverage of your policy to help you get medical care. Make sure that you keep copies of any documents that you receive from a doctor, healthcare clinic, or hospital. You should also keep copies of receipts for money you pay out of pocket for co-pays for medical care, hospital care, prescriptions, or physical therapy. An experienced California car accident attorney may be able to help you get reimbursed for your out of pocket expenses. 

Consider a Lawsuit

You may want to consider filing a personal injury lawsuit against the at-fault driver to recover financial compensation for your injuries, lost wages, medical bills, emotional suffering, and more. For a free, no obligation consultation, contact the experienced accident attorneys at Ghozland Law Firm today.

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We Have Over 40 Years Experience in Employment & Personal Injury Law

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Our employment & personal injury attorneys recognize that the individuals we work with are typically going through overwhelming and stressful times in their lives. When an individual hires us, we strive to provide the client with the strong legal representation and effective counsel they need to receive fair and just compensation. Our experienced attorneys are dedicated to helping our clients in their time of need. Our employment & personal injury team is comprised of well-respected lawyers who have been involved in several multi-million dollar settlements, earning us membership in the Million Dollar Advocates Forum®. This further demonstrates our ability to take on complex accident cases.

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They have been super helpful and on top of my case. Everyone that I have dealt with at this law firm have taken the and been patient with answering all of my questions and concerns. I highly recommend this law firm.

Dolores Ochoa

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5 star reviewed personal injury and employment lawyers

I sent a client to Michael and Nathan and cannot express how simple the process was and my client was so happy. It is the only law firm I have ever been able to get ahold of the attorneys directly and cannot explain how great it is to be able to have that service!

Dr. Joseph Fair DC

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Very professional, excellent lawyers, thanks to them they were able to fix my car 🚗 and win my case, many thanks to Jazmín and Maira, very kind and patient. I highly recommend them. 😊

ana ayala

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I would like to say what a Awesome Law Firm. I Highly recommend GLF to my family and friends and everyone else. I had a unique case and they worked very hard for me and came THRU. Again thank you for always answering my calls and questions. Special thanks to Mike Ghozland.

Alex Espinosa

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I was involved in a motorcycle and 3 car crash that was caused by some guy with a suspended license and no insurance. This law firm saved my life- literally. Insurance was refusing to help cover anything but my car damage and 3 chiropractor visits. It ended up that I had...

Isabella Dino

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Good firm that takes care of their clients. I highly recommend them if you need a lawyer. They will treat you like family

Lorie Jackson

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They did good by me and my kids Got my car fixed and hooked my kids up!! Thanks jasmine.

C. Hernandez

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Wow. This past year was a rough year for me. I was hit by a car while riding my bicycle back in June and then was laid off in November. But Jasmine Jackson, Cory Hernandez and the rest of the team at the Ghozland Law Firm really turned that around for me. Within a day after...

Tanner Gordon

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5 star reviewed personal injury and employment lawyers

I highly recommend the Ghozland law firm. He represented my family after a car accident where multiple injuries were sustained. He made a complex process simple and efficient. It was so nice to just concentrate on recovering and leaving all the rest up to Michael and his...

Chris M.

5

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Experiencing a car accident is horrible and the unexpected twist and turns that follow only get worse and more frustrating very quickly. . We were happy when the Ghozland Law Firm was recommended to us by a good friend after we were hit by a car that ran a red light...

Annette And Bobby O.

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5 star reviewed personal injury and employment lawyers

The Ghozland Law Firm, have done an amazing job, having this to be my first mayor accident they were attentive, helpful and always trying to make it easy as possible. Everyone that works at the firm has been friendly. In addition thank you to Jasmine J. And Michael for all...

Derek M.

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First time having to need a personal injury attorney. Jasmine and the Ghozland law firm team made it stress free and hassle free. We got a great settlement and I got the treatments I needed. Professional service. I highly recommend them.

Hung T.

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5 star reviewed personal injury and employment lawyers

A friend of mine referred me to Michael after I was in a car accident. It was a complicated case that involved several cars. I mostly communicated with Jasmine, who was so kind and helpful. We were immediately able to get medical care and time off from work. They even sent...

Maria C.

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Everyone knows when you are in a car accident your life is frazzled and you don't know who to trust or what to do in this situation. The first thing that impressed me with the Ghozland Law Firm is they sent one of their staff out to my house to help me. It took 3 years to...

Patrice W.

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5 star reviewed personal injury and employment lawyers

I sent a client to Michael and Nathan and cannot express how simple the process was and my client was so happy. It is the only law firm I have ever been able to get ahold of the attorneys directly and cannot explain how great it is to be able to have that service!

Joey F.

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5 star reviewed personal injury and employment lawyers

I can't say enough about the expertise of this firm and Jennifer's natural willingness to go above and beyond at every step with the cases she has successfully executed on my behalf. I urge all to use Ghozland for cases that are in their wheelhouse, you'll not be disappointed!

Tony S.

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With over 40 years of experience, we have handled many slip and fall cases. I can provide you with the caliber of legal services that is normally available only to large companies, due to my experience in large-scale litigation that has resulted in awards of millions of dollars on many occasions. In 2014, Michael Ghozland was named “Street Fighter of the Year” by Consumer Attorneys of California in 2014. Because of my outstanding trial record, winning your case will probably mean obtaining a private settlement, with no need to ever step into a courtroom. Insurance companies know my reputation, and most of them would rather settle than face me in a slip and fall lawsuit.