When Insurance Companies Try to Lowball Accident Victims

Some car accident victims decide to file an accident claim with their insurance company without the assistance of an attorney. And that can be understandable – some cases do not need an experienced lawyer. However, if you or your loved one has been injured or suffered substantial property damage, it is best to speak with
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When Insurance Companies Try to Lowball Accident Victims

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Some car accident victims decide to file an accident claim with their insurance company without the assistance of an attorney. And that can be understandable - some cases do not need an experienced lawyer. However, if you or your loved one has been injured or suffered substantial property damage, it is best to speak with a Los Angeles accident attorney right away.

Why do I need an accident attorney?

One big reason: Money. Statistics show that accident victims are likely to recover less compensation without an attorney at their side, advocating on their behalf. In many cases, the insurance company -- even your own! -- feels like they can take advantage of you if you don't have any attorney who knows what he is doing at your side.

Here are some of the common tactics insurance companies use to deny or reduce the value of your accident claim:

Denying Liability

The easiest way for an insurance company to avoid paying you for your injuries is to just deny your claim altogether. Perhaps they allege that you were negligent or that you are making your injuries up. Whatever the excuse, at the end of the day, it means no money in your pocket.

Devaluing Your Pain and Suffering

When an insurance carrier is not able to deny your claim altogether, their next best option is to devalue your pain and suffering. By claiming your injuries are worth less than they actually are, they don't have to pay you as much. Or sometimes, the adjuster questions the type of treatment you received, particularly if it is something more 'alternative' like   chiropractic care or acupuncture.

It is hard to put a price on an individual's pain and suffering, which is why you need an accident attorney who understands how to value your injuries -- from physical to emotional -- to fight for your right to financial compensation. We believe you deserve to be compensation for your injuries, medical expenses, emotional trauma, lost wages, and more.

Blaming a Prior Medical Condition

Many times, insurance companies will claim that a previous injury actually caused your current pain and suffering, and that it was not the fault of the accident -- which means they don't have to pay you. Regardless if you have a pre-exisiting injury or not, if you were injured further in an accident caused by another person's negligence, you deserve financial compensation.

How do I know if I am being low-balled?

In order to best determine if an insurance company is trying to pay you less money than you deserve, contact the experienced Los Angeles accident lawyers at Ghozland Law Firm today for a free, no obligation consultation. They will discuss the facts of your case, what you can expect both legally and financially, and when you can expect it. Reach out to them today.

 

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Our employment & personal injury attorneys recognize that the individuals we work with are typically going through overwhelming and stressful times in their lives. When an individual hires us, we strive to provide the client with the strong legal representation and effective counsel they need to receive fair and just compensation. Our experienced attorneys are dedicated to helping our clients in their time of need. Our employment & personal injury team is comprised of well-respected lawyers who have been involved in several multi-million dollar settlements, earning us membership in the Million Dollar Advocates Forum®. This further demonstrates our ability to take on complex accident cases.

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With over 40 years of experience, we have handled many slip and fall cases. I can provide you with the caliber of legal services that is normally available only to large companies, due to my experience in large-scale litigation that has resulted in awards of millions of dollars on many occasions. In 2014, Michael Ghozland was named “Street Fighter of the Year” by Consumer Attorneys of California in 2014. Because of my outstanding trial record, winning your case will probably mean obtaining a private settlement, with no need to ever step into a courtroom. Insurance companies know my reputation, and most of them would rather settle than face me in a slip and fall lawsuit.