Dealing with the Insurance Company After a Motorcycle Accident

According to the National Highway Traffic Safety Administration (NHTSA), the agency tasked with tracking this data, motorcyclists are six times more likely to sustain injuries during a traffic accident than passengers in a motor vehicle. This means that most motorcycle accident victims are facing medical bills, time off work, and more. The last thing someone…
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Dealing with the Insurance Company After a Motorcycle Accident

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According to the National Highway Traffic Safety Administration (NHTSA), the agency tasked with tracking this data, motorcyclists are six times more likely to sustain injuries during a traffic accident than passengers in a motor vehicle. This means that most motorcycle accident victims are facing medical bills, time off work, and more. The last thing someone trying to recover from an accident needs is to have an insurance claim derailed by an insurance claims adjuster.

What should a motorcycle accident victim do when dealing with an insurance company? Read on the learn more...

Be Careful About What You Say

Remember that no insurance company -- even your own -- is really on your side. At the end of the day, they want to do what is best for them, and that generally means watching their bottom line and not paying you all of the compensation you deserve. It is the insurance adjuster's job to minimize your payout and protect the company’s interests. When you are speaking to the insurance adjuster, be very careful about what you say (or better yet, have your accident attorney on the call).

Be Prepared

It is likely that the insurance adjuster will ask you for specific facts and details about your accident, many of which you may not be able to remember. Do not stress. Prepare beforehand by discussing potential questions and answers with your motorcycle accident lawyer. It is important that you are always truthful but protective of your own best interests.

Ask the Insurance Adjuster About Fault

Many times, insurance companies automatically blame motorcyclists for accidents for the mere fact they are motorcyclists. Go into the conversation with an understanding of this bias against motorcycle riders. Near the end of your interview, you are welcome to ask the adjuster who he believes to be at fault. If the adjuster answers that you are totally or partially at fault, ask on what specific grounds the adjuster bases this view. Having this information will help you and your lawyer plan how to respond.

Beware of Quick Settlement Offers From Insurance Companies

Motorcycle accidents are more costly than others due to the high likelihood of injuries. As touched on above, insurance adjusters are often encouraged to settle them for as little money as possible.This number will likely not take into your account all of your current bills, much less the future medical bills and lost wages you might incur as a result of an accident that was not your fault. Do not accept any initial insurance settlement offers until you have had time to completely assess your situation and speak with an attorney.

What Next

If you or a loved one has been injured in a motorcycle accident, contact the experienced accident attorneys at Ghozland Law Firm immediately to discuss your legal rights and to ensure that you recover the financial compensation you deserve.

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Our employment & personal injury attorneys recognize that the individuals we work with are typically going through overwhelming and stressful times in their lives. When an individual hires us, we strive to provide the client with the strong legal representation and effective counsel they need to receive fair and just compensation. Our experienced attorneys are dedicated to helping our clients in their time of need. Our employment & personal injury team is comprised of well-respected lawyers who have been involved in several multi-million dollar settlements, earning us membership in the Million Dollar Advocates Forum®. This further demonstrates our ability to take on complex accident cases.

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With over 40 years of experience, we have handled many slip and fall cases. I can provide you with the caliber of legal services that is normally available only to large companies, due to my experience in large-scale litigation that has resulted in awards of millions of dollars on many occasions. In 2014, Michael Ghozland was named “Street Fighter of the Year” by Consumer Attorneys of California in 2014. Because of my outstanding trial record, winning your case will probably mean obtaining a private settlement, with no need to ever step into a courtroom. Insurance companies know my reputation, and most of them would rather settle than face me in a slip and fall lawsuit.