Car Insurance Costs After An Accident

In California, there are thousands of car accidents each year and, according to the Office of Traffic Safety, approximately 3,000 people die in these accidents annually. Fortunately, for all involved, a majority of car accidents are not deadly but they do cause serious injury and property damage. The costs for repairing your car after an…
110+ positive reviews from our clients. Average Rating: 4.9
Schedule a Free Consultation
No Recovery | No Fee
highly recommended personal injury attorneys in los angeles
$4,970,000
Million USD
Driver v. Bus Settlement
Driver v. Bus Settlement
$4,750,000
Million USD
Head on Collision
Head on Collision
$4,000,000
Million USD
Motorcycle Accident
Motorcycle Accident
$2,000,000
Million USD
Slip and Fall
Slip and Fall
$1,560,000
Million USD
Slip & Fall
Slip & Fall
$1,000,000
Million USD
Neighbor’s Dog Causes Knee Injuries
Neighbor’s Dog Causes Knee Injuries

Car Insurance Costs After An Accident

highly recommended personal injury attorneys in los angeles

In California, there are thousands of car accidents each year and, according to the Office of Traffic Safety, approximately 3,000 people die in these accidents annually. Fortunately, for all involved, a majority of car accidents are not deadly but they do cause serious injury and property damage. The costs for repairing your car after an accident can add up, and it is important to be sure that you are receiving the compensation you deserve if the accident was not your fault.

How much will my car insurance payment increase?

For some, the injuries received in a car accident are minor and the big question is how their insurance policy will be affected. The answer to this question will vary depending on the specific facts of your case. Several factors will determine how much your insurance premiums will increase, including:

  • How bad was the accident?
  • Were you at fault?
  • Where did the accident take place?
  • Was anyone injured?

This list is not exhaustive. A car accident lawyer can also answer your questions and help you seek the compensation you need to pay for increased premiums. Read on for more information about car insurance and post-accident increases.

Where You Live

Your zip code may have an affect on the cost of your car insurance. The average American pays $1,470 each year for car insurance. The average cost of minimum-coverage car insurance in California is $574 per year, or $48 per month. For a full coverage auto insurance policy in California, the average cost is $1,804 per year, $400 per year more than the national average.

Types of Car Insurance

A policy holder in California can choose between a number of options, including minimum coverage insurance or full coverage. While minimum-coverage car insurance does meet California's minimum legal requirements, it doesn't include include comprehensive and collision insurance, which protects you from vehicle damage following a collision, theft, vandalism or natural disaster — regardless of who's at fault. Full coverage car insurance policies include comprehensive and collision insurance, which reimburse property damage to your automobile following most accidents, thefts, natural disasters and vandalism.

The average difference in cost between full- and minimum-coverage car insurance in California is $1,230 per year, or $102 per month, in savings.

Were You At Fault?

Your insurance premiums will likely increase if you are the driver who caused the accident. In fact, after one at-fault accident causing more than $2,000 in damages, your car insurance rates are expected to increase by about 30%. Drivers who cause an accident that results in bodily injury can expect to pay slightly more. The amount your rate will increase after an accident or multiple accidents will ultimately depend on the terms of your insurance policy. The specific personal or property damages resulting from the accident will also influence the amount rates are increased.

What if the accident wasn’t your fault? Some insurance companies will raise your rates anyway, particularly if you’ve had multiple accidents. They may even raise the rates if you were not at fault for any accident you were in. In fact, getting into multiple accidents—regardless of fault—could result in your insurance company completely dropping you from coverage. This feels particularly unfair, and an experienced accident attorney may be able to assist you.

For a free, no obligation consultation about your case, contact our experienced attorneys at Ghozland Law Firm today.

highly recommended personal injury attorneys in los angeles

We Have Over 40 Years Experience in Employment & Personal Injury Law

Our Team is Comprised of Well-respected Lawyers Who Have Been Involved in Several Multi-Million Dollar Settlements
best personal injury lawyer in LA

Our employment & personal injury attorneys recognize that the individuals we work with are typically going through overwhelming and stressful times in their lives. When an individual hires us, we strive to provide the client with the strong legal representation and effective counsel they need to receive fair and just compensation. Our experienced attorneys are dedicated to helping our clients in their time of need. Our employment & personal injury team is comprised of well-respected lawyers who have been involved in several multi-million dollar settlements, earning us membership in the Million Dollar Advocates Forum®. This further demonstrates our ability to take on complex accident cases.

Meet the Team

What Do Our Clients Say About Us?

highly recommended personal injury attorneys in los angeles
5 star reviewed personal injury and employment lawyers

I sent a client to Michael and Nathan and cannot express how simple the process was and my client was so happy. It is the only law firm I have ever been able to get ahold of the attorneys directly and cannot explain how great it is to be able to have that service!

Dr. Joseph Fair DC

5

-Stars

5 star reviewed personal injury and employment lawyers

Good firm that takes care of their clients. I highly recommend them if you need a lawyer. They will treat you like family

Lorie Jackson

5

-Stars

5 star reviewed personal injury and employment lawyers

Wow. This past year was a rough year for me. I was hit by a car while riding my bicycle back in June and then was laid off in November. But Jasmine Jackson, Cory Hernandez and the rest of the team at the Ghozland Law Firm really turned that around for me. Within a day after...

Tanner Gordon

5

-Stars

5 star reviewed personal injury and employment lawyers

I definitely recommend Ghozland Law firm. I have been a Client for yrs. Michael is extremely patient, cares for his clients, and very good with communicating and Jasmine is the best She goes above and beyond. She is so attentive and caring. She’s the Goat.

Janae Love100

5

-Stars

5 star reviewed personal injury and employment lawyers

I was involved in an automobile accident 6 months ago, I didn’t know where to turn. A friend recommended me to Michael Ghozland, I don’t regret it. Michael got me the compensation I deserved, will definitely recommended him to all my family and friends.

Sherrie Rosenberg

5

-Stars

5 star reviewed personal injury and employment lawyers

I would like to say what a Awesome Law Firm. I Highly recommend GLF to my family and friends and everyone else. I had a unique case and they worked very hard for me and came THRU. Again thank you for always answering my calls and questions. Special thanks to Mike Ghozland.

Alex Espinosa

5

-Stars

5 star reviewed personal injury and employment lawyers

Very professional, excellent lawyers, thanks to them they were able to fix my car 🚗 and win my case, many thanks to Jazmín and Maira, very kind and patient. I highly recommend them. 😊

ana ayala

5

-Stars

5 star reviewed personal injury and employment lawyers

Michael is absolutely amazing, and I could not be more grateful for everything that he did for me. He is kind, attentive, truly cares about the client, and perhaps most importantly he is extremely knowledgable when it comes to the world of Personal Injury. There are a lot of...

Maya Frank

5

-Stars

5 star reviewed personal injury and employment lawyers

Very professional, Michael and Nathan helped me out when I was in a major accident, I needed physical therapy. No more than six months later I was in another accident that aggravated my prior injuries. Non the less the driver was uninsured. I turned to the Ghozland firm...

Jimmy A.

5

-Stars

5 star reviewed personal injury and employment lawyers

Experiencing a car accident is horrible and the unexpected twist and turns that follow only get worse and more frustrating very quickly. . We were happy when the Ghozland Law Firm was recommended to us by a good friend after we were hit by a car that ran a red light...

Annette And Bobby O.

5

-Stars

5 star reviewed personal injury and employment lawyers

The Ghozland Law Firm, have done an amazing job, having this to be my first mayor accident they were attentive, helpful and always trying to make it easy as possible. Everyone that works at the firm has been friendly. In addition thank you to Jasmine J. And Michael for all...

Derek M.

5

-Stars

5 star reviewed personal injury and employment lawyers

Michael, Jaime, and Jasmine are AMAZING!!! They are GREAT people. They go above and beyond! From the first call I felt that their main concern was to help me recover from my accident. They were very friendly, professional and caring throughout the entire process...

Anthony F.

5

-Stars

5 star reviewed personal injury and employment lawyers

I highly recommend the Ghozland law firm. He represented my family after a car accident where multiple injuries were sustained. He made a complex process simple and efficient. It was so nice to just concentrate on recovering and leaving all the rest up to Michael and his...

Chris M.

5

-Stars

5 star reviewed personal injury and employment lawyers

Everyone knows when you are in a car accident your life is frazzled and you don't know who to trust or what to do in this situation. The first thing that impressed me with the Ghozland Law Firm is they sent one of their staff out to my house to help me. It took 3 years to...

Patrice W.

5

-Stars

5 star reviewed personal injury and employment lawyers

I sent a client to Michael and Nathan and cannot express how simple the process was and my client was so happy. It is the only law firm I have ever been able to get ahold of the attorneys directly and cannot explain how great it is to be able to have that service!

Joey F.

5

-Stars

5 star reviewed personal injury and employment lawyers

First time having to need a personal injury attorney. Jasmine and the Ghozland law firm team made it stress free and hassle free. We got a great settlement and I got the treatments I needed. Professional service. I highly recommend them.

Hung T.

5

-Stars

We Are Proud of the Work We do for Our Clients

highly recommended personal injury attorneys in los angeles
Awards and Recognitions
Ghozland Law Firm AwardsGhozland Law Firm Recognitions
Schedule a Free Consultation
No Recovery | No Fee
highly recommended personal injury attorneys in los angeles

We Stand Up To Greedy Insurance Companies

Get more compensation from your slip and fall injury with expert legal representation
best personal injury lawyer in LA
With over 40 years of experience, we have handled many slip and fall cases. I can provide you with the caliber of legal services that is normally available only to large companies, due to my experience in large-scale litigation that has resulted in awards of millions of dollars on many occasions. In 2014, Michael Ghozland was named “Street Fighter of the Year” by Consumer Attorneys of California in 2014. Because of my outstanding trial record, winning your case will probably mean obtaining a private settlement, with no need to ever step into a courtroom. Insurance companies know my reputation, and most of them would rather settle than face me in a slip and fall lawsuit.