At-Fault Driver Didn’t Have Car Insurance. Now What?
Being involved in car accident in East Los Angeles is scary enough, but it’s even more frightening when you find out the at-fault party doesn’t have car insurance. You’re hurt. Your car is damaged. Now what? Consider these options to make sure that you get the care -- and obtain the financial compensation -- that you need.
Look at Your Car Insurance Policy
If you have collision coverage, medical payments, or uninsured motorist coverage, you’ll be able to get some of the help that you need right away.
· With collision coverage, your insurance company fixes your vehicle even when someone else is at fault if you pay your deductible.
· With medical payments, your insurance company provides payments for you and / or your passengers to get medical treatment for the car accident. There’s usually a dollar limit.
· With uninsured motorist coverage, you get additional payments made toward your medical expenses (additional if you also have medical payments; otherwise, this portion of your insurance will still pay for part of your medical expenses). Uninsured motorist coverage may also cover part of your lost wages if you’re not able to work after the car accident.
Use Your Health Insurance Policy for Medical Care That You Need
If you have health insurance, you could rely on the coverage of your policy to help pay for your medical care. Make sure that you keep copies of any documents that you receive from a doctor, healthcare clinic, or hospital. You should also keep copies of receipts for money you pay out of pocket for co-pays for medical care, hospital care, prescriptions, or physical therapy. An experienced Los Angeles car accident attorney may be able to help you get reimbursed for your out of pocket expenses.
Consider a Lawsuit
You may consider filing a personal injury lawsuit if you or a loved one has been injured in a car accident that was not your fault. For more information, or for a free consultation about your legal rights and potential for financial recovery, contact the experienced accident attorneys at Ghozland Law Firm today.