Using ride-sharing apps like Uber is a convenient option for Los Angelenos who are dealing with traffic, parking, and other related driving issues, but, much like being a passenger in a vehicle, it isn’t without its risks. If you’re involved in a Los Angeles Uber accident, who is liable for your injuries as a passenger? Liability in California Uber accidents isn’t always so easy to determine and unfortunately, this can lead to passengers who were injured or whose property was damaged not being treated fairly. To ensure your legal and financial rights are protected, speak to an experienced Los Angeles uber accident lawyer.
Uber’s $1 Million Policy
Generally speaking, Uber provides up to $1 million in liability coverage for its drivers. The purpose of this insurance policy is to help injured passengers pay for medical expenses and cover expenses from property damage. However, there are certain stipulations that determine whether a claim will be paid. One of those stipulations is whether the Uber driver was properly logged into Uber at the time of the accident. Is the Uber driver’s failure to follow the rules of his employment your fault?
Is the Uber Driver Liable?
As mentioned above, if the Uber driver was logged into the platform at the time of the accident, you may be able to make a claim through Uber’s insurance policy. However, Uber also states in its fine print that passengers use the service at their own risk. So, there’s a chance that any settlement offer you receive won’t be fair. Uber may suggest that the driver’s personal auto policy is the proper insurance company you should file a claim with. Keep in mind that some car insurance policies do not cover ridesharing actions of this nature. The driver often needs a specialized policy, which many Uber drivers do not have.
What about the Other Driver Involved?
Depending on the facts surrounding the auto accident, another driver may be fully or partially at fault for the incident. As such, you may need to file the claim with their insurance company. Filing a claim doesn’t necessarily mean it will be paid out. The other insurance company may deny the claim or provide a settlement that doesn’t cover your losses in full. An experienced attorney will fight to ensure that you are fairly represented.
Liability Can Be Tricky
As discussed above, liability can be tricky with Uber accidents but that does not mean you should give up your legal rights. If you were involved in a Los Angeles Uber accident, the right Uber accident lawyer will be able to guide you through the claims process.
For a free, no obligation consultation, contact the experienced accident attorneys at Ghozland Law firm today.