If you’ve been injured in a car accident in Los Angeles and you believe it was the other driver’s fault, but the insurance company does not, what can you do? Thankfully, in California you have the right to dispute their decision. Read on to learn about how to handle car insurance disputes in California.
You Have the Right to Dispute Liability
There are two sides to every story, especially when it comes to auto accidents. Thankfully, vehicle damage and other evidence, such as skid marks on the road, can help point the finger at the guilty party. This does not mean that the insurance adjuster will get things right and accurately determine who is at fault. If this happens to you, and the adjuster decided that you were at fault for the accident and you believe you were not, what are your next steps?
If your car insurance company or the other driver’s car insurance informs you that they’ve decided that the car accident was all or mostly your fault, you have the right to dispute their decision. If you do not believe that you were liable for the car accident, there are steps you can take. First, submit copies of pictures and documents that you have related to the car accident and the scene. Second, contact an experienced accident lawyer to discuss your rights.
In some instances, car insurance companies act in bad faith when it comes to determining who was at fault. They do not want to pay out what is rightfully owed to you and instead, blame you. You can bring a claim for insurance bad faith with the help of your attorney.
File a Complaint with the Insurance Commission
If you believe that your insurance company is acting in bad faith, you may want to consider filing a complaint with the insurance commission. Before you do this, speak with your attorney to determine if this is an appropriate step.
Book Your Own Appraiser
Insurance companies hire a professional appraiser to determine how much financial damage occurred. You have the right to book your own appraisal.
For more information on what to do after you are injured in an auto accident or in the face of an insurance bad faith dispute, contact the experienced Los Angeles accident attorneys at Ghozland Law Firm today for a free, no obligation, consultation.