Car insurance is a legal necessity in California. Yet, if you’re involved a car accident in East LA, you may find out the hard way that the insurance company may be less concerned about doing what is best on your behalf (despite the fact that you are their customer) and that they are more concerned with paying out as little as possible. Here are 3 reasons why you shouldn’t deal with an insurance company on your own after your car accident in California.
Insurance Companies Are All about Their Bottom Line
An insurance company is a business. As a business, they have two concerns: keeping their board members happy and keeping their profits up (and their expenses down). As a result, car accident victims in California may find that their best interest is rarely considered by the insurance company even if the accident wasn’t their fault.
If you’re involved in a car accident in La Habra, Diamond Bar, or throughout East LA, you shouldn’t deal with an insurance company on your own because you may not get treated fairly. Hiring an attorney who is experienced in handling car accidents can help you get treated fairly by the insurance company.
You Could Sign Something That Takes Away Your Right to Sue
An insurance company may contact you after your car accident. Their representative may try to convince you that it is in your best interest to settle. They may tell you that your claim isn’t even worth enough to pay your medical bills, let alone time from work, property damage, or future medical care. If you sign a settlement without first talking to a car accident lawyer, you could sign away your right to sue to get the full amount that you deserve.
The Insurance Company May Try to Confuse You
Although you dutifully pay for your car insurance and expect for the insurance company to be on your side, they may intentionally use words that you don’t understand or try to convince that you played some part in the accident even when you know it wasn’t true. This could be an attempt by the insurance company to limit their pay out after your car accident. They may explain things using words you don’t know and still try to get you to agree all while recording your conversation. Before you agree to anything or sign anything, make sure that you talk to an attorney to know if you’re being fairly treated.
Remember that an insurance company’s first duty is to their board members. They want to keep their payouts low even in legitimate California car accidents. It’s all about turning a profit and keeping down their expenses. To know that your legal rights are protected, you need a qualified California car accident attorney on your side. This is the only way that you can make sure that your rights are protected and that you’ll get the best possible outcome.
For more information on how to handle your auto accident claim, including a free consultation about your potential financial recovery, contact the experienced accident attorneys at Ghozland Law Firm today.